WORK COMP & SAFETY
Enjoy A-rated, nation-wide work comp insurance and have the people and processes you need to prevent workplace injuries, process claims, and manage your risk.
WORKPLACE INJURIES CAN HAVE CATASTROPHIC IMPACTS ON YOU AND YOUR BUSINESS.
The loss of an injured employee can wreak havoc on your productivity, not to mention potential legal proceedings, premium increases and OSHA fines. With industry leading workers’ compensation and safety programs, Employers Resource was first to reduce workers’ compensation premiums with an incentive-based safety program.
Download this Service Spotlight PDF and save an overview of these programs to review later.
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WATCH A SUMMARY OF OUR WORK COMP AND SAFETY SERVICES
Rewards for Performance
We are experts at returning employees to work quickly, our claims processing is smooth and seamless, and we reward safety performance with substantive premium refunds.
You will get easy to follow guidelines and ready support to implement an effective safety program. We reward positive efforts and decreased workers’ compensation injuries with premium discounts.
A strong safety program helps you control and reduce the direct and indirect costs associated with workers’ compensation claims, and provides a quality workforce that is safety-oriented and productive.
- Loss control implementation program
- Participating discount programs
- Cash back rebate programs
Nearly Double the Coverage
In most cases, we insure our clients under a national policy. This policy provides employers liability coverage with limits of $1,000,000 (Coverage B, Part Two), more than double the limit typically issued to small businesses.
Is your business OSHA proof? We can help. Offer ongoing training for your employees, be informed and protected on an ongoing basis.
In 2015 we established a new relationship with the A+ Best Rated Insurance Carrier, Zurich. What does our strong relationship with our carrier mean for you? We have the experience and scalable platform to meet your long-term needs. We can provide coverage in all 50 states.
The advantages of our coverage include:
- No pre-payments
- No year-end audits
- Statutory benefits coverage
- Increased employer liability limits of:
- $1,000,000 – bodily injury – each accident
- $1,000,000 – bodily injury-disease (policy limit)
- $1,000,000 – bodily injury-disease (per employee)
Read some client stories about how our Work Comp and Safety programs have made a positive impact on our clients and their businesses.
Learn more about our work comp and safety programs by downloading this Service Spotlight PDF.
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