Business owners are always watching the bottom line. As long as the company is makes more money than it spends, a business owner can usually sleep well at night. The inverse of this is also true. Unexpected emergencies, increases in material costs, taxes, and labor costs can cause an owner many sleepless nights. A great […]
The Affordable Care Act’s (ACA) “individual mandate” was repealed in 2018 – old news for most readers. While it lasted, the mandate required individuals to obtain health insurance or incur a tax penalty. What’s less commonly understood is that the individual mandate was only half of the penalty story: Congress did not repeal the ACA […]
Rainy days will come, it’s a part of life. Rainy days for a business take the form of workplace injuries, workplace disputes, and employees suing their employers. Fortunately, employer solutions like employment practice liability insurance, worker’s comp and alternate dispute resolution exist to help you get through these rainy days. Although these are all solutions […]
Everyday we are at risk of stepping in something unexpected and unpleasant. To put our minds at ease we do things like purchase auto, health, and homeowners insurance; but what about workplace hazards? Sure, a fine-tuned safety program helps prevent accidents but what do you do when an accident occurs anyway? What happens when one […]
A question Safety Guys are asked frequently is “How can I control my workers’ comp costs?” A quick review of the client’s loss history and their safety program often reveals several missing items that would help to control this expense: 1. Write Safety Rules That Are Integrated into Your Organization’s Culture An effective safety program […]
With new regulations for the Patient Protection and Affordable Care Act going into effect, there are at least three things you should know about health insurance benefits: 1. All Insurance Plans Must Cover Preventative Health Benefits Insurance law is changing to include things called Essential Benefits, which will now be covered at 100 percent. These […]
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